Loan Programs

LDA Lending offers diverse financing solutions tailored to your situation. Explore our programs and find the perfect fit for your goals.

Conventional Loans

Traditional mortgage financing with competitive rates for qualified borrowers.

  • As low as 3% down
  • Flexible terms (15, 20, 30 years)
  • No PMI with 20% down

FHA Loans

Government-backed loans with lower credit requirements and down payments.

  • As low as 3.5% down
  • Lower credit score requirements
  • Great for first-time buyers

VA Loans

Exclusive benefits for veterans and active military members.

  • No down payment required
  • No PMI
  • Competitive interest rates

USDA Loans

Zero down payment options for rural and suburban homebuyers.

  • No down payment
  • Low interest rates
  • Rural area eligibility

Jumbo Loans

Financing for luxury homes that exceed conventional loan limits.

  • Higher loan amounts
  • Competitive rates
  • Flexible terms

Refinancing

Lower your rate, shorten your term, or cash out your equity.

  • Rate-and-term refinance
  • Cash-out refinance
  • Streamline options

Need Help Choosing?

Our team will review your situation and recommend the best loan option for your needs. Let's find your ideal fit together.