Terms of Service

1. Acceptance of Terms

By accessing or using the LDA Lending website ("Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use this Site. LDA Lending is operated by Lazaro Rodriguez (NMLS #2541659, Company NMLS #2809914), licensed in the States of Florida and Texas.

2. Not a Loan Commitment

Nothing on this website constitutes a loan commitment or guarantee of loan approval. All loan applications are subject to underwriting review, credit approval, and applicable federal and state regulations. Rates and terms are subject to change without notice.

3. Use of the Website

You agree to use this Site only for lawful purposes. You may not:

• Use the Site in any way that violates applicable federal or state laws
• Transmit any unsolicited or unauthorized advertising material
• Attempt to gain unauthorized access to any part of the Site
• Use the Site to transmit false or misleading information

4. Mortgage Calculator Disclaimer

The mortgage calculator on this Site provides estimates only and is for informational purposes. Results do not include taxes, insurance, HOA fees, or other costs. Actual loan terms will be determined through a formal application process.

5. Equal Housing Opportunity

LDA Lending is an Equal Housing Opportunity lender. We do not discriminate based on race, color, national origin, religion, sex, familial status, disability, or any other characteristic protected by law, in accordance with the Fair Housing Act.

6. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of LDA Lending and is protected by applicable copyright and trademark laws. You may not reproduce or distribute any content without our written permission.

7. Limitation of Liability

LDA Lending shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this Site or its content. Our total liability for any claim arising from this Site shall not exceed $100.

8. Third-Party Links

This Site may contain links to third-party websites. These links are provided for convenience only. LDA Lending does not endorse and is not responsible for the content or practices of any third-party sites.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of the state in which the services were provided.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Site after any changes constitutes your acceptance of the new Terms.

11. Contact Us

If you have any questions about these Terms, please contact us: